At Payday Loans Application we recognize the importance of your
privacy. With this in mind we have developed the Privacy Policy
as set out below. By using the Payday Loans Application website,
you, the user, signify acceptance of our Privacy Policy.
During an application a user is required to give their contact
information (name and email address etc). This information is
used to contact the user about the services on our site for which
they have expressed interest.
We request information from the user on our application form.
Here a user must provide contact and financial information. This
information is used for the depositing purposes as per the customer’s
request. If we have trouble processing an order, this contact
information is used to get in touch with the user.
We use the personal information to enable us to act as the user’s
broker in assessing the user’s suitability for a payday
loan.
If the user appears to be suitable for a payday loan, the information
that we obtain may be disclosed to lenders in order for the lender
to assess the user’s loan application. The information
may also be disclosed to service providers who process the user’s
application on our behalf. However, we will only disclose the
information to a processor where we have an agreement in place
imposing equivalent security obligations regarding the user’s
personal data on the processor.
Using your information for marketing purposes
Payday Loans Application and its group of companies, affiliates,
partners, and third party service providers may also use the
applicants collected information to offer similar products or
services that may be of interest to the applicants by email,
postal mail, telephone and mobile phones.
Links
This web site may contain links to other sites. Please be aware
that Payday Loans Application is not responsible for the privacy
practices of such other sites. We encourage our users, when they
leave our site, to read the privacy statements of each and every
website that collects personally identifiable information. This
privacy statement applies solely to information collected by
this website.
Security
This web site takes every precaution to protect its users' information.
When users submit any sensitive information via the Web site,
the information is protected both online and offline.
When our application form asks users to enter sensitive information
that information is sent via the best encryption software in
the industry - SSL. While we use SSL encryption to protect sensitive
information online, we also do everything in our power to protect
user information offline. All of our users' information, not
just the sensitive information mentioned above, is restricted
in our offices. Only employees who need the information to perform
a specific job (for example, a customer service representative)
are granted access to personally identifiable information. Furthermore,
ALL employees are kept up-to-date on our security and privacy
practices.
Website Activity
Payday Loans Application uses a third party tracking utility to
track end-user activity through our site through the use of cookies.
Activity is tracked in an effort to make our site easy to navigate
through, and to find out which areas of our site draw the most
attention. The information tracked are such things as Most Requested
Page, Least Requested Page, Top Entry Page, Top Path Through
Site, cities users are visiting from, average length of time
spent at the site, etc.
Notification of Changes
If we decide to change our privacy policy, we will post notice
of those changes on our homepage so our users are always aware
of updates and what information we collect, how we use it, and
under what circumstances, if any, we disclose it. If at any point
we decide to use personally identifiable information in a manner
different from that stated at the time it was collected, we will
notify users by email. Users will have a choice as to whether
or not we use their information in this different manner. We
will use information in accordance with the privacy policy under
which the information was collected.
Legal Obligations
Though we make every effort to preserve user privacy, we may
need to disclose personal information when required by law wherein
we have a good-faith belief that such action is necessary to
comply with a current judicial proceeding, a court order or legal
process served on our Web site.