Privacy Policy

At Payday Loans Application we recognize the importance of your privacy. With this in mind we have developed the Privacy Policy as set out below. By using the Payday Loans Application website, you, the user, signify acceptance of our Privacy Policy.

During an application a user is required to give their contact information (name and email address etc). This information is used to contact the user about the services on our site for which they have expressed interest.

We request information from the user on our application form. Here a user must provide contact and financial information. This information is used for the depositing purposes as per the customer’s request. If we have trouble processing an order, this contact information is used to get in touch with the user.

We use the personal information to enable us to act as the user’s broker in assessing the user’s suitability for a payday loan.

If the user appears to be suitable for a payday loan, the information that we obtain may be disclosed to lenders in order for the lender to assess the user’s loan application. The information may also be disclosed to service providers who process the user’s application on our behalf. However, we will only disclose the information to a processor where we have an agreement in place imposing equivalent security obligations regarding the user’s personal data on the processor.

Using your information for marketing purposes

Payday Loans Application and its group of companies, affiliates, partners, and third party service providers may also use the applicants collected information to offer similar products or services that may be of interest to the applicants by email, postal mail, telephone and mobile phones.

Links

This web site may contain links to other sites. Please be aware that Payday Loans Application is not responsible for the privacy practices of such other sites. We encourage our users, when they leave our site, to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.

Security
This web site takes every precaution to protect its users' information. When users submit any sensitive information via the Web site, the information is protected both online and offline.

When our application form asks users to enter sensitive information that information is sent via the best encryption software in the industry - SSL. While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user information offline. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, a customer service representative) are granted access to personally identifiable information. Furthermore, ALL employees are kept up-to-date on our security and privacy practices.

Website Activity

Payday Loans Application uses a third party tracking utility to track end-user activity through our site through the use of cookies. Activity is tracked in an effort to make our site easy to navigate through, and to find out which areas of our site draw the most attention. The information tracked are such things as Most Requested Page, Least Requested Page, Top Entry Page, Top Path Through Site, cities users are visiting from, average length of time spent at the site, etc.

Notification of Changes

If we decide to change our privacy policy, we will post notice of those changes on our homepage so our users are always aware of updates and what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

Legal Obligations

Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site.